{"id":45163,"date":"2022-11-27T23:04:19","date_gmt":"2022-11-27T22:04:19","guid":{"rendered":"https:\/\/sl.ambaguinee.org\/?p=45163"},"modified":"2022-11-27T23:04:19","modified_gmt":"2022-11-27T22:04:19","slug":"guinee-la-gestion-des-risques-en-debat-entre-entrepreneurs-et-assureurs","status":"publish","type":"post","link":"https:\/\/sl.ambaguinee.org\/?p=45163","title":{"rendered":"Guin\u00e9e. La gestion des risques en d\u00e9bat entre entrepreneurs et assureurs"},"content":{"rendered":"<div>\n<p>Le Centre des Jeunes Dirigeants (CJD) a tenu sa s\u00e9ance pl\u00e9ni\u00e8re,\u00a0samedi 26 novembre 2022, dans un r\u00e9ceptif h\u00f4telier de la place. A cette occasion, un panel sur la \u00ab\u00a0Gestion des risques\u00a0\u00bb a \u00e9t\u00e9 anim\u00e9 par des experts en assurance.<\/p>\n<p>Dans son discours d\u2019ouverture, S\u00e9kou Mohamed Savan\u00e9, vice-pr\u00e9sident du CJD, a expliqu\u00e9 : \u00ab\u00a0l\u2019id\u00e9e d\u2019organiser cette activit\u00e9 s\u2019inscrit dans le cadre de notre chronogramme annuel. Nous sommes un groupe d\u2019entrepreneurs qui \u00e9volue au sein d\u2019une association qui s\u2019appelle Centre des Jeunes Dirigeants (CJD). Alors au sein de cette organisation nous formons les cadres au m\u00e9tier de dirigeant. Donc, nous avons un chronogramme annuel que nous d\u00e9roulons, \u00e9changer avec certains collaborateurs par rapport \u00e0 un certain nombre de sujets donn\u00e9 pour pouvoir performer, rehausser un peu le niveau des membres.\u00a0\u00bb<\/p>\n<p>Selon lui, le CJD compte actuellement 32 membres qui ont cr\u00e9\u00e9\u00a0environ 3900 emplois et qui contribuent au d\u00e9veloppement \u00e9conomique de la Guin\u00e9e. \u00ab\u00a0Cette statistique offre au Centre des jeunes dirigeants une position de leader et dominant de toute les organisations employeurs de notre jeune nation. Nous animons une s\u00e9rie d\u2019activit\u00e9s \u00e0 savoir les pl\u00e9ni\u00e8res au cours des diff\u00e9rents mandats, les formations pour permettre \u00e0 nos membres de se performer et de se conformer au standard international. C\u2019est pourquoi pour joindre l\u2019utile \u00e0 l\u2019agr\u00e9able, la question de la gestion des risques nous interpelle tous en tant que dirigeants car elle est une approche claire, structur\u00e9e, pour \u00e9valuer tous les risques de l\u2019entreprise\u00a0\u00bb, a pr\u00e9cis\u00e9 S\u00e9kou Mohamed Savan\u00e9.<\/p>\n<p>Ibrahima Ba, directeur commercial et marketing UGAR- Activa et Activa vie, l\u2019un des panelistes, a dit qu\u2019il \u00e9tait n\u00e9cessaire \u00ab\u00a0de donner la bonne information aux jeunes dirigeants d\u2019entreprises pour qu\u2019ils puissent \u00e9valuer les risques qu\u2019ils encourent en tant qu\u2019entrepreneurs, qu\u2019ils puissent les identifier d\u2019abord, les \u00e9valuer et ensuite les faire prendre en charge en partie par les assureurs. Donc, nous \u00e9tant assureurs, je pense, c\u2019\u00e9tait \u00e0 nous autres d\u2019amener la bonne information et la bonne communication \u00e0 ces jeunes qui veulent \u00eatre des bons entrepreneurs\u00a0\u00bb.<\/p>\n<p>Ibrahima Ba, a tout de m\u00eame pr\u00e9venu\u00a0: \u00ab\u00a0l\u2019assurance r\u00e8gle en partie la probl\u00e9matique de la gestion des risques. Ces entreprises transf\u00e8rent vers nos compagnies et nous, on fait la mutualisation pour pouvoir prendre en charge ces risques-l\u00e0. Donc s\u2019assurer, c\u2019est transf\u00e9rer le risque que vous avez par rapport \u00e0 une situation donn\u00e9e \u00e0 un assureur qui a une capacit\u00e9 financi\u00e8re pour pouvoir faire face au sinistre quand il se produit.\u00a0\u00bb<\/p>\n<p>En Guin\u00e9e, la notion d\u2019assurance est loin d\u2019occuper les esprits. Selon Youssouf Ke\u00efta, directeur g\u00e9n\u00e9ral adjoint NSIA assurances, \u00ab\u00a0aujourd\u2019hui, le taux de p\u00e9n\u00e9tration des assurances en Guin\u00e9e est autour de 0,35%. C\u2019est-\u00e0-dire moins d\u2019un pourcent (-1%). \u00c7a veut dire que nous avons plus de 90% de la population qui ne consomme pas les produits d\u2019assurance\u00a0\u00bb, a-t-il annonc\u00e9.<\/p>\n<p>Et \u00e0 lui de remercier \u00ab\u00a0le CJD pour l\u2019organisation de ce panel autour de la gestion des risques parce que toutes les entreprises qui \u00e9voluent dans les diff\u00e9rents secteurs d\u2019activit\u00e9s sont expos\u00e9s \u00e0 des risques op\u00e9rationnels. Donc, le th\u00e8me de ce jour a permis de voir comment on peut ma\u00eetriser ces risques et les transf\u00e9rer \u00e0 une compagnie d\u2019assurance. Je pense qu\u2019au sortir de ce panel, les \u00e9changes que nous avons eu ont permis de montrer aux diff\u00e9rents chefs d\u2019entreprises l\u2019importance d\u2019avoir leur couverture d\u2019assurance pour la p\u00e9rennit\u00e9 de leurs activit\u00e9s\u00a0\u00bb.<\/p>\n<p>Il reste \u00e0 savoir dans quelle perspective les entreprises membres du CJD feront des compagnies d\u2019assurance un r\u00e9el levier de gestion efficace des risques.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-100950\"src=\"https:\/\/sl.ambaguinee.org\/wp-content\/uploads\/2022\/11\/Le-Centre-des-Jeunes-Dirigeants1.jpg\" alt=\"\" width=\"800\" height=\"529\" srcset=\"https:\/\/sl.ambaguinee.org\/wp-content\/uploads\/2022\/11\/Le-Centre-des-Jeunes-Dirigeants1.jpg 800w, https:\/\/www.guinee7.com\/wp-content\/uploads\/2022\/11\/Le-Centre-des-Jeunes-Dirigeants1-300x198.jpg 300w, https:\/\/www.guinee7.com\/wp-content\/uploads\/2022\/11\/Le-Centre-des-Jeunes-Dirigeants1-768x508.jpg 768w, https:\/\/www.guinee7.com\/wp-content\/uploads\/2022\/11\/Le-Centre-des-Jeunes-Dirigeants1-696x460.jpg 696w, https:\/\/www.guinee7.com\/wp-content\/uploads\/2022\/11\/Le-Centre-des-Jeunes-Dirigeants1-635x420.jpg 635w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\"><\/p>\n<p><strong>Bhoye Barry pour\u00a0<a href=\"http:\/\/guinee7.com\/\">guinee7.com<\/a><\/strong><\/p>\n<p>L\u2019article <a rel=\"nofollow\" href=\"https:\/\/www.guinee7.com\/guinee-la-gestion-des-risques-en-debat-entre-entrepreneurs-et-assureurs\/\">Guin\u00e9e. La gestion des risques en d\u00e9bat entre entrepreneurs et assureurs<\/a> est apparu en premier sur <a rel=\"nofollow\" href=\"https:\/\/www.guinee7.com\/\">Guinee7.com<\/a>.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Le Centre des Jeunes Dirigeants (CJD) a tenu sa s\u00e9ance pl\u00e9ni\u00e8re,\u00a0samedi 26 novembre 2022, dans un r\u00e9ceptif h\u00f4telier de la place. A cette occasion, un panel sur la \u00ab\u00a0Gestion des risques\u00a0\u00bb a \u00e9t\u00e9 anim\u00e9 par des experts en assurance. Dans son discours d\u2019ouverture, S\u00e9kou Mohamed Savan\u00e9, vice-pr\u00e9sident du CJD, a expliqu\u00e9 : \u00ab\u00a0l\u2019id\u00e9e d\u2019organiser cette &hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[22],"class_list":["post-45163","post","type-post","status-publish","format-standard","hentry","category-news","tag-guinee7"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Guin\u00e9e. 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